Choices that offer flexibility and the right terms for you
At Vinton County National Bank, all of our mortgage loan options feature competitive terms and interest rates. Whether you’re buying your first second or home, or refinancing an existing home, we can help you find the loan perfect for your needs
Mortgage loan options
Conventional: Our program for first time homebuyers or repeat homebuyers with programs featuring low down payments.
FHA: A popular program for first-time homebuyers featuring more flexible—and lower—down payment requirements.
VA: For our nation’s military veterans and personnel, flexible loans for home purchases or refinancing.
To help you find the right mortgage loan, use our free online pre-qualification application tool. The online tool can also help you determine how much money you can afford to borrow.
Or stop by any Vinton County National Bank location to speak with a professional lender in person. We can help you select the loan that’s perfect for your needs.
Ready to apply? Here what to bring or have ready.
- Tax returns for the past two years
- W2s from all employers for the past two years
- Names and addresses of each employer for the past two years
- Pay stubs for most recent full month
- Residence addresses for the past two years
- Most recent bank statements
All loans are subject to application and credit approval.
Online Loan Payments
At Vinton County National Bank, we make managing your loan easy. Set up electronic loan payments, payment reminders, and other helpful features. It’s a hassle-free way to manage your loan.
More questions? Start a conversation anytime.
Vinton County National Bank will never contact a customer via phone, e-mail, text message or direct mail asking for any of your credentials including usernames, passwords, account numbers, social security numbers, etc.