Vinton County National Bank

Mortgage and lifestyle loans

Personal Banking

Personal Loan Choices designed with you in mind

At Vinton County National Bank, we offer a variety of personal loan products to help you reach your goals—from a new car, a new home to a new swimming pool in the back yard. Take a look at our personal loan options and let us help you find the right one for you.

Mortgage loan options

From first homes to dream homes, we offer mortgage programs that fit every need including conventional, FHA, VA, and refinance loans.

See all mortgage loan options →

Get pre-qualified

To help you find the right mortgage loan, use our free online pre-qualification tool. In just a few minutes, you can also find out how much money you can afford to borrow.

Pre-qualify now →

Lifestyle loans

Did the furnace go out? Do the kids need braces? Lifestyle loans from VCNB can help you get through whatever life throws your way.

Learn more about lifestyle loans →

For any loan, stop by any Vinton County National Bank location to speak with a professional lender in person. We can help you select the loan that’s perfect for your needs. All loans are subject to application and credit approval

Online Loan Payments

At Vinton County National Bank, we make managing your loan easy. Set up electronic loan payments, payment reminders, and other helpful features. It’s a hassle-free way to manage your loan.

More questions? Start a conversation anytime

Let’s chat →

Vinton County National Bank will never contact a customer via phone, e-mail, text message or direct mail asking for any of your credentials including usernames, passwords, account numbers, social security numbers, etc.