Start your home improvement project with a VCNB home equity loan
Feeling cramped? Home equity loans can help you make more space.
Add another room, remodel your kitchen, or make other home improvements with a home equity installment loan from Vinton County National Bank. Or use a home equity installment loan to consolidate debt or pay off other expenses sooner and at a lower rate.
Home equity installment loans from VCNB come with term options and the best rates, and are ideal for borrowers who prefer a fixed month payment.
Interested in a home equity line of credit? Learn more
No matter what kind of home equity loan you choose, VCNB loan experts are here to help you match the right loan and terms for your needs.
Get pre-qualified for a home equity loan
To help you get started on a home equity loan from Vinton County National Bank, use our free online pre-qualification application tool. The online tool can also help you determine how much money you can afford to borrow.
Ready to apply? Here’s what to bring or have ready.
- Tax returns for the past two years
- W2s from all employers for the past two years
- Names and addresses of each employer for the past two years
- Pay stubs for most recent full month
- Residence addresses for the past two years
- Most recent bank statements
Online Loan Payments
At Vinton County National Bank, we make managing your home equity loan easy. Set up electronic loan payments, payment reminders, and other helpful features. It’s a hassle-free way to manage your loan.
Use free account alerts from Vinton County National Bank for notifications and important reminders about your loan. With numerous different notifications to choose from, you can set up the notification method that works best for you.
More questions? Start a conversation anytime.
Vinton County National Bank will never contact a customer via phone, e-mail, text message or direct mail asking for any of your credentials including usernames, passwords, account numbers, social security numbers, etc.