Purchase your dream lot with a land loan from VCNB
Got your eye on a stretch of land or an appealing lot? You’ve come to the right place.
Vinton County National Bank is one of only a few banks in the region to offer loans on land and vacant lots with low down payments and attractive rates. We also keep closing costs at a minimum.
We’re here to help you make the right decisions. Meet with a VCNB lender today, explore all the options, and get started on putting down roots in your new piece of property
Get pre-qualified for a land loan
To help you get started on a land loan from Vinton County National Bank, use our free online pre-qualification application tool. The online tool can also help you determine how much money you can afford to borrow.
Ready to apply? Here’s what to bring or have ready.
- Tax returns for the past two years
- W2s from all employers for the past two years
- Names and addresses of each employer for the past two years
- Pay stubs for most recent full month
- Residence addresses for the past two years
- Most recent bank statements
All loans are subject to application and credit approval.
Online Loan Payments
At Vinton County National Bank, we make managing your land loan easy. Set up electronic loan payments, payment reminders, and other helpful features. It’s a hassle-free way to manage your loan.
Use free account alerts from Vinton County National Bank for notifications and important reminders about your loan. With numerous different notifications to choose from, you can set up the notification method that works best for you.
More questions? Start a conversation anytime.
Vinton County National Bank will never contact a customer via phone, e-mail, text message or direct mail asking for any of your credentials including usernames, passwords, account numbers, social security numbers, etc.