Vinton County National Bank

Mortgage Loans

Personal Banking

Mortgage loan options

From first homes to dream homes, we offer mortgage programs that fit every need including conventional, FHA, VA, and refinance loans.

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Manufactured Homes

Our mobile and manufactured home loans can help fund your new home on the lot that you choose.

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Land Loans

If you found a piece of property to purchase, VCNB can help make it happen with a land loan that features low down payment and attractive rates.

Learn more about land loans →

New Construction

We have you covered from breaking ground to permanent financing of your new home.

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Home Equity Line Of Credit

A home equity line of credit, or HELOC, provides access to funds you need for home improvements, debt consolidation, or any large expense you encounter.

HELOC information →

Home Equity Installment Loan

A home equity loan provides the funds in one lump sum with term options and are ideal for borrowers who prefer a fixed monthly payment.

Home Equity Installment Loans →

Get Pre-Qualified

To help you find the right mortgage loan, use our free online pre-qualification tool. In just a few minutes, you can also find out how much money you can afford to borrow.

Pre-qualify now →

Vinton County National Bank will never contact a customer via phone, e-mail, text message or direct mail asking for any of your credentials including usernames, passwords, account numbers, social security numbers, etc.