Vinton County National Bank

Rewards Checking Account

Personal Banking

Get Rewarded For Your Everyday Banking Behaviors

You work hard for your money. Now make your money work harder for you. With a Rewards Checking Account1 from Vinton County National Bank (VCNB), earn points for your purchases with your VCNB debit card and for your everyday banking behaviors like direct deposit and bill pay2. You can redeem your rewards for cash, gift cards, merchandise, and other fun rewards like concert tickets and travel. Earn points for every purchase when you use your VCNB Rewards Checking Account debit card. It’s bonus checking at its finest.

How Do I Earn Rewards?

Open a Rewards Checking Account

1,000 pt bonus; one-time upon opening

uChoose Rewards® Points
(both PIN & Sig purchases)

1 pt for every $3 spent; 200 bonus pts for 21 or more purchases/cycle

Online Bill Pay

20 pts per transaction; 100 max pts per cycle

Popmoney® Personal Payment Service

50 pts per transaction; 200 max pts per cycle

Direct Deposit

10 pts per transaction; 10 pts max per cycle

Automatic VCNB Loan Payment

10 pts per transaction; 10 pts max per cycle

Anniversary Rewards

500 pts annually for life of account

Rewards for Additional Products:

Visa® Platinum Favor Credit Card

1 pt for every $1 spent; 1,000 pt, one-time bonus at account opening

New Savings Account

1,000 pt, one-time bonus at time of account opening

New Loan Accounts

Watch for future promos

Open a Rewards Checking Account in Minutes →

Already have a Rewards Checking Account and debit card?  Register your card now and start earning rewards at

1. Monthly service charge of $7 will be imposed each statement cycle. To receive a $7 credit to the account each statement cycle for the monthly service charge, you must do ONE of the following: Complete 15 or more debit card transactions per statement cycle (Signature or PIN based) OR Maintain a combined monthly total deposit relationship of ≥ $5,000 (Checking, Money Markets, CDs and Savings) (Excludes all business accounts and IOLTA accounts). A monthly fee of $5.00 will be charged if you elect to receive paper statements.
2. Accounts registered for Bill Pay that do not make at least one payment during the calendar month will be assessed a $3 fee.

Vinton County National Bank will never contact a customer via phone, e-mail, text message or direct mail asking for any of your credentials including usernames, passwords, account numbers, social security numbers, etc.