Vinton County National Bank

VCNB Passbook Savings Account & Minor Savings

Personal Banking

Save for the future, earn money as you go

Welcome to Passbook Savings. This popular account not only gives you a safe place to tuck away funds and start building for the future, it also helps your money grow. With balances of $100 or more, your money earns interest.

With a Passbook Savings account, access to your money is quick and easy. You can withdraw funds via an ATM or in person at any Vinton County National Bank, and there’s no charge for the first two in-person withdrawals each month.

You can open a Passbook Savings account with a minimum deposit of only $100, and there’s no service charge as long as the balance is maintained at $100 or greater. (A $2.00 per month charge will apply to balances under $100.) There’s never a service charge for account holders who are minors under 18 years of age.

Passbook Savings also come with these additional features:

Check current rates →

Open an account online in minutes →

*Minor accounts must be opened at a branch location

**Transfers from a savings or money market account to another account or to third parties by preauthorized, automatic, online banking or telephone transfers are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties.

Vinton County National Bank will never contact a customer via phone, e-mail, text message or direct mail asking for any of your credentials including usernames, passwords, account numbers, social security numbers, etc.